Privacy Policy

1. Who We Are

Reef Capitune ("we", "us", "our") provides an AI-driven data-analysis platform intended to help individuals review investment-related information in a structured way. This policy applies to all visitors and users of our website and associated services.

2. Information We Collect

We may collect the following categories of information:

• Information you provide directly: such as your name, email address, and any details submitted through contact or enquiry forms.
• Technical information: such as IP address, browser type, device type, operating system, and general usage data collected automatically when you visit our website.
• Usage data: such as pages viewed, time spent on pages, referring URLs, and interaction patterns, typically gathered through cookies or similar technologies.
• Communications: records of correspondence if you contact us, including the content of messages and metadata associated with them.

We do not knowingly collect sensitive personal information (such as health data, biometric data, or government identification numbers) through this website.

3. How We Use Information

We may use the information we collect for purposes including:

• Operating, maintaining, and improving our website and services
• Responding to enquiries, support requests, and other communications
• Understanding how visitors use our website so we can improve content and usability
• Maintaining the security and integrity of our systems
• Complying with applicable legal obligations

We do not sell personal information to third parties.

4. Cookies and Similar Technologies

Our website may use cookies and similar tracking technologies to remember preferences, understand usage patterns, and support basic site functionality. You can control or disable cookies through your browser settings; doing so may affect certain features of the website. We do not use cookies to build detailed advertising profiles.

5. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing, we rely on one or more of the following: your consent, our legitimate interest in operating and improving our website, and compliance with legal obligations we may be subject to. Where processing relies on consent, you may withdraw that consent at any time.

6. Sharing of Information

We may share information with:

• Service providers: third parties who help us operate our website, such as hosting providers or analytics providers, under appropriate confidentiality and data-handling obligations.
• Legal and regulatory authorities: where required to comply with applicable law, legal process, or governmental request.
• Business transfers: in connection with a potential merger, acquisition, or sale of assets, subject to appropriate safeguards.

We do not share personal information with third parties for their independent marketing purposes without your consent.

7. Data Retention

We retain personal information only for as long as reasonably necessary to fulfil the purposes outlined in this policy, including any legal, accounting, or reporting requirements. When information is no longer needed, we take reasonable steps to delete or anonymise it.

8. Data Security

We implement reasonable technical and organisational measures designed to protect information against unauthorised access, loss, misuse, or alteration. However, no method of transmission or storage over the internet is completely secure, and we cannot guarantee absolute security.

9. International Data Transfers

If information is transferred to or processed in a country outside your own, we aim to ensure appropriate safeguards are applied consistent with applicable data protection requirements.

10. Your Rights

Depending on your jurisdiction, you may have rights including the ability to:

• Request access to the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your personal information
• Object to or restrict certain types of processing
• Request a copy of your information in a portable format
• Withdraw consent where processing is based on consent

To exercise any of these rights, please contact us using the details provided on our Contact page. We may need to verify your identity before responding to certain requests.

11. Children's Privacy

Our website and services are not directed at children, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

12. Third-Party Links

Our website may contain links to third-party websites or resources. We are not responsible for the privacy practices or content of those third parties, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. The updated version will be posted on this page, and we encourage you to review it periodically.

14. Contact Us

If you have questions, concerns, or requests relating to this Privacy Policy or our handling of personal information, please reach out via the details on our Contact page.

This document is a general template provided for informational purposes and does not constitute legal advice. Reef Capitune recommends obtaining independent legal review to ensure this policy meets the specific regulatory requirements applicable to your operations and jurisdiction.